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Free Savings is built with you in 

* No monthly fees
* No minimum balance requirements

BUILD YOUR FUTURE, BUILD IT BETTER.
Fidelity  SAVINGS ACCOUNTS
Become a MOTrust member by depositing GHc 5 and get access to great rates.

PREMIUM ONLINE SAVINGS
Start earning more on savings

3.00%

Annual Percentage Yield
On all balances.

MONEY MARKET CERTIFICATES
Terms from 6 months to 7 years

4.90%

Annual Percentage Yield
15 Month Term

REGULAR
SAVINGS
Establish PenFed Membership

0.05%

Annual Percentage Yield
On all balances

MONEY MARKET
SAVINGS
Free checks for easy access

0.15%

Annual Percentage Yield
On all balances above GHc 100K

A simple and easy checking account

No Monthly Fee

Don’t pay to access your own money - avoid the hassle of monthly maintenance fees
Open an account with as little as $25

Fee-Free ATM Network

Enjoy over fee-free ATMs nationwide
Access Allpoint and Co-op ATMs located in many well known retailers


24/7 Digital Banking

Check your balance, view transactions, and manage your account 24/7 online or through our mobile app
Deposit checks right from your phone with mobile deposit

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Fidelity  HONORS ADVANTAGE

Free Savings earns you more
As an Free Savings account holder, you can earn 2% cash back on everything you purchase with a MOTrust Power Cash Rewards Visa Signature® card.

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MOBILE APP

Wherever you go, take your Free Savings account

Disclosures

1. Early access to direct deposit is available for all Fidelity members that set up a direct deposit with their employer or other payor. Early direct deposit eligibility may vary between pay periods and timing of payors funding.

2. Have peace of mind knowing that Fidelity won’t hold you responsible for unauthorized transactions on your Visa debit card. Visa’s Zero Liability policy applies to purchases made in the store, over the telephone, online, or via a mobile device. Visa’s Zero Liability policy does not apply to transactions not processed by Visa.

3. Rates and offers current as of July 13, 2023 and are subject to change. After account opening, a three business day waiting period applies for credit line advances. This account can only be accessed by overdraft from a checking account. No other types of advances are permitted.

4. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.

2023 Early Warning Services, LLC. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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